Benefits FAQs
What medical coverage do I have?
Your medical plan can be found on your employee self-service profile by logging in to SCF Connect. Once logged in:
- Click on the employee tab,
- Click on Banner Self Service,
- Click on Employee Services > Benefit Statement > click Select.
- All benefit deductions will be listed on the Benefit Statement.
What does my medical insurance cover?
Please see our medical insurance brochures and guides on the medical insurance benefits page.
What are the co-pays?
Please see the following web pages for information on co-pays:
Can I change my plan?
- You may change your plan at any time if you experience a qualified life status event. Examples of qualified life status events are: marriage, divorce, adoption of a child, birth of a child, dependent loses coverage, dependent gains coverage, etc. You have 30 days from the date of the event to make changes to your benefits. There are no exceptions or extensions to this rule.
- You may also change your plan during Open Enrollment. State College of Florida's Open Enrollment is the last two weeks of October every year for changes that are effective January 1st of the following year.
Can I use the HMO out of state? Can my dependent use the HMO out of state?
If you are traveling outside the state of Florida, you may use the HMO plan by enrolling in the "Away From Home" program. Please see more information on this program located on the Health insurance page.
What do I do if my doctor is not in the Florida Blue network?
If you have one of the BlueOptions PPO plans, you can still see your doctor even if they are out of network. If you have the HMO plan, you will need to select another doctor as the medical insurance will not provide coverage unless you select a doctor that takes the HMO plan. If you need assistance, please contact Human Resources at 941-752-5375.
Can I take my spouse or dependent(s) off my insurance?
You may only take your spouse or dependents off of your insurance if you experience
a qualified life status event or during open enrollment. Please contact Human Resources
at 941-752-5375 for further information.
Can I add someone onto my insurance?
You may only add your spouse or dependents on your insurance if you experience a qualified
life status event or during open enrollment.
Do I need a medical insurance card?
Yes, you do need a medical insurance card. You will be sent a medical insurance card
from Florida Blue once you enroll in a medical plan.
I lost my card. How do I get a replacement card?
If you have lost your medical insurance card, you may contact Florida Blue's customer
service department at 1-877-352-2583 for HMO members and 1-877-255-4908 for PPO members to order a new card. If you have created an account on Florida Blue's website, you
may log on and order a new card.
How can I get a free month of prescriptions?
Prime mail order Rx program is a mail order program that saves you money on your prescriptions.
When you use Prime mail for your prescriptions, you’ll receive a three month supply
of medication for the cost of two months co-pays! That’s one month worth of savings!
Please see the Health insurance webpage under prescription coverage for more information on how to sign up.
I have medical coverage thru my spouse/parent. Do I receive any benefit through SCF in place of that?
Taking State College of Florida's medical insurance is not mandatory. If you do not
want to elect the medical insurance provided by State College of Florida, we provide
you with a PPO dental plan and vision plan at no cost to you. Discounted rates are
available should you want to add your spouse/dependents to this plan.
Who is my dental provider and what plan do I have?
Our dental insurance provider is Delta Dental. Your dental plan can be found on your employee self-service profile by logging in to SCF Connect.
- Once logged in, click on the employee tab,
- Click on Banner Self Service,
- Click on Employee Services > Benefit Statement > click Select. All benefit deductions will be listed on the Benefit Statement.
Do I need a dental card? I lost my card. How do I get a replacement card?
- If you have the PPO dental plan, you do need a dental card. If you have the DHMO plan, you do not need a dental card.
- If you have lost your card or need a replacement, please contact Delta Dental at 1-800-521-2651 to request another card.
Who is our vision insurance provider? Do I have vision coverage?
Our vision provider is VSP. All benefits you have elected can be found on your employee self-service profile by logging in to SCF Connect.
- Once logged in, click on the employee tab,
- Click on Banner Self Service,
- Click on Employee Services > Benefit Statement > click Select. All benefit deductions will be listed on the Benefit Statement.
Do I need a vision insurance card? I lost my card. How do I get a replacement?
VSP does not require a vision card. If you do have the vision insurance, you can create
an account on "VSP's" website (www.vsp.com) and create an insurance card. However, all your vision care provider will need is
your social security number and they will also need to know that "VSP" is your vision
care insurance.
Every time I use my Flexible Spending Account (FSA) debit card, I get a letter requesting copies of the receipts. Why?
The IRS mandates that all expenses incurred by employees using a Flexible Spending
Account need to be justified. This means that you (the employee) need to prove that
you spent the money in your Flexible Spending Account correctly.
Can my family use my FSA debit card?
Anyone that is a tax dependent of yours may use the money in your Flexible Spending
Account. You can order additional Flex cards by visiting www.myflexonline.com and logging in to your account.
Do I get a new FSA debit card every year?
No. Your FSA debit card is good for two years. It will have an expiration date on
it.
When is the money I elect for my FSA available?
The annual amount you elect for your FSA is available to you:
- If you are a new hire, it is available when the rest of your benefits are (1st of the month following your date of hire)
- If you elect this during open enrollment, it is available to you on January 1st.
When can I change my beneficiaries?
You can change your beneficiaries at any time. Beneficiary change forms are listed
on our website under Life insurance.
Why would I need Short Term Disability insurance if I am in the sick leave pool?
If you are planning on having a child, you may want to consider electing the Short
Term Disability (STD) insurance. State College of Florida does not offer paid maternity
leave, so women who are planning on having children typically elect the STD to help
supplement their pay while out on leave. For more information about STD, please see
the Disability insurance webpage.
What is the sick leave pool and how can I become a member?
The Sick Leave Pool allows employees who have suffered a personal illness or serious
injury to draw up to a maximum of 60 paid days in a year while recuperating. The maximum
number of days a member may use from the pool is 120 days during a 10-year period.
Unlike FMLA, the Sick Leave Pool is only for the employee's illness. It cannot be
used to take care of an ill family member. Participation in this program is voluntary.
You will be contacted by Human Resources if you meet the eligibility requirements.
To view the eligibility requirements, please reference the Sick Leave Pool portion of our website.
What are the benefits Family Medical Leave Act (FMLA)?
The Family Medical Leave Act (FMLA) is unpaid job protection for an employee who needs to take leave from work for one of the following:
- Employee’s serious health condition
- Serious health condition of a spouse, child, or parent
- Birth, adoption or placement of foster care of a child
This leave protects the employee’s job for up to 12 weeks. For more information, please see our website or contact the Benefits Coordinator at 941-752-5393 for more information and paperwork for this type of leave.
Can my spouse/domestic partner or children use my Employee Assistance Program (EAP) benefit?
Anyone living in your household can use the Employee Assistance Program (EAP). The
EAP is available to all full-time employees and members of their households. Please
see our EAP webpage for more information.
When I resign or retire, why do you send my money to Bencor? Why can’t you cut me a check?
If you have a leave payout of $2,500 or more, the money will be sent to a BENCOR 401(a)
Special Pay Plan. This special pay plan saves you the employee taxes on this money
and you will never be responsible to pay the Social Security or Medicare tax on this
money. Upon taking a distribution, you will have to pay the Federal tax on the total
amount.
I have joint custody of my child(ren) and I do not claim him/her on my taxes every year. Are my child(ren) eligible for the employee dependent scholarship waiver?
If you provide for more than 50% of the child’s wellbeing, that child qualifies for
the Employee Scholarship. You will be required to provide documentation to substantiate
this every year. Please contact the Benefits Coordinator for more information.
What is TOP?
TOP is the “Training Opportunity Program”. This is a professional development program
available to Career and Professional employees. Please see our website for more information on TOP.
Do we receive any discounts?
Please check our Discounts/Resources website for further information on the discounts available to State College of Florida
employees.
What if I get hurt on the job?
If you are injured at work, State College of Florida's Workers' Compensation program
will cover your injury at no cost to you. If your injury is life threatening, contact
911 immediately. If it is non emergent, contact Public Safety. Please see our website
for more information on Workers' Compensation.
What is DROP?
DROP stands for “Deferred Retirement Option Program”. This is a special retirement
program offered by the Florida Retirement System. For more information on this program,
please see FRS’s website.
What is CCORP?
CCORP stands for Community College Optional Retirement Program. This is an additional
retirement option for faculty and directors and above. Please see our website for more information on this program. You have 90 days from your date of hire to
enroll in a CCORP plan. If you do not enroll within 90 days, then you must select
and enroll in one of the two FRS plans.
What is Bencor?
SCF has two different Bencor plans:
- FICA Alternative Plan: Adjunct employees are automatically enrolled in this account instead of paying into Social Security. For more information on this account, please see the FICA Alternative Plan page.
- 401(a) Special Pay Plan: Employees who have excess vacation at the end of the calendar year have money rolled over to this account. Also, if an employee leaves the college and has a leave payout that is $2,500 or greater, it will be sent to BENCOR. This saves the employee from paying. More detailed information on the BENCOR plan can be found on the Exiting Employment page.
How can I get the money from my Bencor account?
If you have created an account on Bencor's website, please log on to your account
and request paperwork to take a distribution. If you have not created an account on
Bencor's website, or need assistance, please contact Bencor directly at 1-866-296-9712.
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Why is Social Security not paid for adjuncts?
The Omnibus Budget Reconciliation Act of 1990 (OBRA 90) introduced into law Internal
Revenue Code Section 3121(b)(7)(F). As a result, you, as a part-time, seasonal or
temporary employee of a government employer, may deposit money into a private retirement
plan, instead of Social Security. Thus you are not covered under Social Security.
For more information on the FICA Alternative plan, please see our website.
I am a part time employee, am I eligible for any benefits?
Part-time employees are eligible to participate in:
I am an adjunct professor. Am I eligible for any benefits?
Please see the Discounts & Resources page. Adjuncts may also participate in the 403(b) Supplemental Retirement Account.
I need to travel to a conference. How do I get a college American Express Card?
Please call Human Resources at 941-752-5375 for the AMEX application.
